Financial Analysis of Proposals - 1780 Words

MEMO To: CEO, ECGM Ltd. From: External Consultant, Awesome Consulting Corp, LLC. May 14, 2012 Re: Financial Analysis of Proposals. Executive Summary The two proposals that were sent to the office of External Consultant on May 11, 2012 were subject to financial analysis using a number of different techniques. It has been determined that neither of these projects should be undertaken by ECGM Ltd. Both projects presented will, if undertaken, erode shareholder value. The details that lead to this conclusion, including the different assumptions and analysis using the methodology that ECGM provided are presented in this memo. Signed, External Consultant. i) The payback method of capital budgeting is the time period where the cash inflows from the project pay back the initial cash outlay. The formula for payback period, when the cash flows are stable is: Cost of Project = _________________ Annual Cash Inflows Source: Investopedia (2012) Using the payback method, Proposal A has a payback period of 6 years and 3 months, as calculated using the formula: 20,000 / 3200 = 6.25 years The payback formula cannot be used with Proposal B because that project has no stable annual cash flows. The dumb way of calculating payback must be used, simply adding the figures until it becomes positive, and then figuring out where the point where the projects cash inflows have equaled its outflows is. Proposal B has a payback period of five years and 262 days. Proposal B has theShow MoreRelatedPerforming A Cost Benefit Analysis1635 Words   |  7 Pages(A). Performing a cost-benefit analysis would help the project manager and team compare and establish vendor financial and non-financially benefits. By performing a cost-benefit analysis, the project manager can gain benefits by selecting vendors and suppliers that specialize in certain areas. Performing the cost-benefit analysis would highlight vendor strengths in delivery, flexibility, quality and reliability, fair price, familiarity, and financial and business stability that would best meet theRead MoreVendor Selection Process Redesign Proposal For Procurement1046 Words   |  5 Pagesredesign proposal for procurement The purpose of this proposal is to improve or change the vendor selection process to purchase of goods and services from Third Party Company for production of company products. In the company, the vendor selection process is managed by a project manager with the help of purchasing department. This includes the following process: †¢ Identification of potential vendors †¢ Request for proposal †¢ Evaluate response. †¢ Select vendor after negotiation. But in this proposal, theRead MoreEvaluation Of A Memorial Hospital1622 Words   |  7 Pagesmembers from their financial and planning offices to develop a strategic approach to expand their surgical capacity and to improve patient satisfaction. The draft proposal calls for a two-phase capital project intended to increase operating room capacity, address technology limitations, and improve patient satisfaction. The proposal has many key pieces of information pertaining to the successful completion of the project. It delivers a clear analysis of financial growth, analysis of both inpatientRead MorePad 505 Assignment 3 Presenting the Budget1154 Words   |  5 PagesPrepare the financial plan and budget justification proposal. The agency is contracted to work with New York City on several capital projects. To proceed with negotiations, an analysis of the city’s financial documents must be considered. Review the New York City Financial Plan, located athttp://www.nyc.gov/html/omb/downloads/pdf/fp6_12.pdf,to answer questions listed. (Title this section â€Å"New York City Financial Plan†) 1. Answer Question 1 based on the review of the New York City Financial Plan: AreRead MoreThe Role Of Vehicle Over Taker By Shibu Babu1462 Words   |  6 PagesThe presentation that I will be evaluating is ‘Vehicle Over-Taker’ by Shibu Babu. My role as an investor is to assess the overall business proposal/concept by using a structured, methodical approach to analyse financial and non-financial information, forecast the impact of these factors and take investment decisions on these grounds. The business proposal, ‘Vehicle Over-taker’, is in relation to the invention of an electronic device that can prevent overtaking accidents caused by the dynamic drivingRead MoreCompany Analysis : Enager Industries, Inc.772 Words   |  4 PagesProducts Division. McNeil’s product proposal was estimated to generate $390,000 in pretax earnings (EBIT) and contribute a $0.15 increase in earnings per share (EPS). In an effort to earn a gross return of 12%, Hubbard, Enager’s CFO, decided approval of new investments required a target return of at least 15%. Consequently, Hubbard rejected McNeil’s proposal because ROA falls short at 13%. In my opinion, McNeil’s proposal should not have been rejected. Although the proposal fails to meet the 15% targetRead MoreNew Heritage Doll Company Write Up1317 Words   |  6 PagesCompany, Emily Harris, is to forward her project proposal to the Budgeting Committee for evaluation. The Vice-president’s objective for proposing the project was based on potential to strengthen the Company’s division of production and drive future growth. Emily Harris has to produce a compelling project to avoid the committee from declining the proposal. Basis of Assessment There are two projects between which the company can choose from or drop the proposals in their entirety. The methods of project evaluationRead MoreThe Importance Of Ring Fencing And Loss Absorbency1420 Words   |  6 Pagesthe banking system. This paper will be focusing on the proposals for ring-fencing and loss absorbency, explaining what these proposals are about and how can they make changes to the banking system. Then by comparing the differences of ring-fencing from other structural reform, and realizing the effect of the loss-absorbency on the banking system, analysis from different views will be made for drawing up a conclusion on whether these proposals can successfully achieve the ultimate goal, which is creatingRead MoreMarketing Pl An Organization1658 Words   |  7 Pagesroadmap to follow, cover-your-bases, construct necessary support systems, protect yourself and dramatically improve your chances for marketing success. Critical elements of a Marketing Plan Target M arketing – establishing target customers, Competition Analysis, SWOT (Strengths, Weaknesses, Opportunities, and Threats), SMART Goals, Strategies and Tactics, Marketing Budgets, and Marketing System.† (Gandolf, 2010). **The Executive Summary, a concise summary of the planning issue, a future-oriented documentRead MoreTools Used in Financial Management625 Words   |  3 PagesThere are wide range of tools used in such as, cost of capital, financial leverage, capital budgeting appraisal methods, ABC analysis, ratio analysis and cash flow statements. (a) Cost of capital Cost of capital is an important element in investment decision or basically in business. It is used to measure the value of investment proposal provided by investment concern. It is used as discount rate in defining the present value of future cash flow which is associated with capital projects. Cost

The Travels Of A T Shirt - 964 Words

Although globalization allows for most products to be produced at a more efficient rate, it also has the capability to mar the economies of municipalities in first world countries. In Pietra Rivoli’s book The Travels of a T-Shirt in the Global Economy, she discusses the different viewpoints of opposing sides of an on-going battle to reduce the amount of tariffs and quotas put on the textile industries of foreign countries. For decades the textile industry in America has been on a noticeable decline, with outsourcing to third-world countries to blame. Although both faction’s viewpoints on the benefits of such outsourcing, both realize that there is only one way to gain the results they seek; which is to petition to the congressmen, including high ranking officials such as the president, in Washington D.C. Defending the small towns in the Southern portion of the United States stands Auggie Tantillo, an executive director of the American Manufacturing Trade Action Coalition, otherwise referred to as â€Å"AMTAC†. Many textile organizations in the United States, including Amtac, view the outsourcing of the textile industry as a leading factor in the diminishment of economies in rural towns in Southern America. Over a seven year span, being 2000-2007, the United States saw a reduction of half of the remaining textile occupations, while simultaneously seeing over 95 percent of all garments purchased abroad (Rivoli, pg.144). In accordance to the diminishment of both categories overShow MoreRelatedTravels of a T-Shirt3930 Words   |  16 PagesTravels of a T-Shirt Prologue 1. Describe Sherry Manufacturing Company-give a description. †¢ Sherry Manufacturing is a T-shirt screen printing business in Florida. 2. From whom does Gary buy his t-shirts? †¢ They import their t-shirts from China. 3. Who is Patrick Xu? †¢ Patrick is a cotton t-shirt producer that exports t-shirts to Sherry Manufacturing. Chapter 1 1. How big is the Reinsch farm? How many t-shirts can be producedRead MoreT-Shirt Travels853 Words   |  4 PagesT-shirt Travels The film ‘T-shirt Travels’ takes us to the Sub-Saharan African nation of Zambia, a country who in the 1960’s was know for having a thriving, domestic textile industry. As of late, with the countries immense amount of debt and the constant nagging of their creditors, such as the IMF, Zambia’s local economy has deteriorated and the textile industry has vanished. However, there is another issue present that has also contributed to the decline of Zambia’s economy: the second-handRead MoreThe Travels Of A T Shirt1248 Words   |  5 PagesAnswer 1 â€Å"The Travels of a T-shirt in the Global Economy† focuses on a t-tshirt that makes its way around the world from the beginning stages of production to the end of its usefulness. Pietra Rivoli, an economist and the author of the book, tracks the life story of her t-shirt and explores the relationships between people, politics and markets. The book is broken down into four parts: â€Å"King Cotton†, â€Å"Made in China†, â€Å"Trouble at the Border† and â€Å"My T-shirt Finally Encounters a Free Market†. Read MoreTravels Of A T Shirt1314 Words   |  6 PagesThe book Travels of a T-Shirt in the Global Economy by Pietra Rivoli is about the journey of a plain cotton shirt internationally through the economy. This book consists of a plain, cheap t-shirt bought at Wal-Mart, is split into four important parts. The first part is about the source of the t-shirt: cotton. The second part is about the creation process the t-shirt goes through while being created in China. The third part is consists of explaining what happens after the t-shirt goes to the UnitedRead MoreTravels of a T-Shirt Essay922 Words   |  4 PagesWhat Would Happen if the New T-shirt Market Operated as a Free Market? The producers in the new T-shirt value chain do not operate in a free market system. Government protectionist measures such as subsidies, quotas, and tariffs have limited economic success to a fortunate few. According to the author Pietra Rivoli, â€Å"the winners at various stages of my T-shirt’s life are adept not so much at competing in markets but at avoiding them.† These winners include the U.S. cotton farmer and the ChinaRead MoreTravels of a T-Shirt Book Report Essay1335 Words   |  6 PagesQuestion 1: Write a summary of this book Often, when we think of a t-shirt, not much consideration goes past throwing it on and walking out the door. We discover in The Travels of a T-Shirt in the Global Economy, author Pietra Rivoli conveys the story of a t-shirt she purchased in Florida for just $5.99. Beginning with core element of the t-shirt, she describes the cotton boom in the United States and why we have reigned supreme as the leading cotton producer. She even meets with a Texan farmerRead MoreEssay about Travels of a T-Shirt Review1592 Words   |  7 PagesTravels of a t-shirt in a global economy In her book, The Travels of a T-shirt in the Global Economy, Pietra Rivoli takes on the intricacies and complexities of trade and globalization through following the path of a T-Shirt she purchased from Walgreens for $5.99. It is a very informative book and her writing is such that the reader is left feeling both well informed on the issues discussed, as well as entertained. Rivoli breaks up the book into 4 sections. In Part I, â€Å"King Cotton,† we are broughtRead MoreCRITIQUE – Slavery Making of America vs. Rivoli’s â€Å" The Travels of a T Shirt in a Global Economy†971 Words   |  4 PagesCRITIQUE – Slavery Making of America vs. Rivoli’s â€Å" The Travels of a T Shirt in a Global Economy† It certainly won’t be hard to distinguish between these two stories about slavery in America during the 17th, 18th and 19th centuries because their views are vastly different. In Rivoli’s book, The Travels of a T-shirt in the Global Economy† (TT) she seems to take the side of the farmer/plantation owner. In that she seems to justify the need for slaves to keep the price of cotton down so thatRead MoreArticle Report On The Best Snowboarding Helmets1194 Words   |  5 PagesSnowboarding Helmets By Shovon Joarder last 2 months ago Get Noticed With Bespoke Rhinestone T-Shirts By Mr Allen Donald last 2 months ago Indications of Melancholia in Karmic and Past Life Tarot Readings By James Munro last 3 months ago Small Business Owners: How to Stop Your 70 Hour Weeks Before You Lose Your Family Or Your Health! By Andre Amsing last 4 months ago Stay One Step Ahead in Fashion With Rhinestone T-Shirt By Mr Andrew Mason last 9 months ago Embroidery Digitizing For Caps – Your Top 10 TipsRead MoreDr. Simons And Christopher F Chabris1087 Words   |  5 Pages4 black tops, 1 white toilet paper roll. Procedure Each subgroup was assigned a specific t-shirt colour to ask participants to concentrate on. Before showing the video to the participants, an instruction script was read out in each condition. Every participant was asked to carefully watch the video they were being shown and to monitor how many times the ball was being passed based on their assigned t-shirt colour group. After the video finished, the following 3 questions were asked: ‘How many passes

Exploitation in Nigeria Free Essays

â€Å"Nigeria’s oil production reached 2. 1 million barrels per day in 2010. † Nigeria is currently the sixth largest crude oil producer and it is the top oil producer in Africa. We will write a custom essay sample on Exploitation in Nigeria or any similar topic only for you Order Now Similar to Bougainville Island, Nigeria is being exploited by many western countries and their multinational corporations because of their rich natural resource. Oil wasn’t the first thing that was exploited in Nigeria; in 1471 Portuguese traders landed near the Niger Delta, the southern tip of Nigeria, and started trading with the local king. The Portuguese travellers traded â€Å"coral beads; textile imports from India; European-manufactured articles, including tools and weapons; and manillas (brass and bronze bracelets that were used as currency and also were melted down for objects d’art)† for slaves. Slavery was extremely abundant and the one the best source of income for many Nigerians. Back wealth was measure by the size of your estate and the number of slaves. Because of the large number of slaves going through the ports of Nigeria, namely Badagry, many slaves were bought by many wealthy local Nigerians. Many slaves were also sold to America in the transatlantic slave trade where slaves were captured in Africa and sent to America to work on plantations and as servants in return for manufactured goods from developed European countries. Western countries exploited many countries in Africa, including Nigeria, for the abundant supply of slaves. These slaves were extremely useful for slave labor and as servants because of the low cost and the inhumane living conditions they could put them in. For hundreds of years, the people of Africa, including Nigeria, were exploited for slaves. In 1938 the Nigerian government at that time granted Shell, a multinational oil company, a concession to explore and drill for oil in Nigeria. For almost two decades, Shell didn’t take any action in Nigeria but in 1938, Shell surveyed the area near the Niger Delta and eventually found lots of extremely rich and abundant crude oil deposits. How to cite Exploitation in Nigeria, Papers

Janet Hoffman

Janet Hoffman -1- Essay SociologyJuly 10, 2000SILENT VOICEWhen I read the chapter on The De-Voicing of Society, I have to say that I was not surprised. I saw this coming back in the 1960s. But Inever really believed that as we grew and evolved that it would escalate to the point where people would become obsolete in many areas. Certainly wehave advanced greatly in technology, but I think that we may have gone to far. People must never be replaced by machines. I have always had a voice,but just didnt use it when at critical periods of my life. I advocate free speech at every turn. Machines should enhance it, but certainty not replace our right to use our collective voices. If we can advance in technology, then we must advance as humans right along with it, and not allow ourselves to be a faceless, voiceless being. We must never ever depersonalize ourselves from society. In recent times, andusing my own experience , I can now look back and understand just how isolated one can become when one is locked away in a cubicle or a roomfor years at a time, using only a television or radio as a source of human voice. Or using a phone for that much needed contact. My reaction to our silenced voices it that of genuine concern.Every human being needs personal contact. We are not meant to live a lifeof isolation. I suppose if we choose to do that on our own accord, while not healthy, it is our choice. However, when technology gets to the point wherewe are being replaced by machines, then I for one have a problem with it. If I had to equate a silent voice, then I would start with my own life. The lasttwo years of my marriage, I had totally isolated myself from any human source. Not because I wanted to, but because it was a means to survive. Iwas so isolated. The only voices I heard was from the television or the radio and sometimes the phone. Sometimes calling an eight hundred number just to hear another living breathing person. It was during this time, that I purchased a computer. Which ultimately became my life line. While I could not hear the voice of those I chatted with, there came a time when I for some unexplainable reasonbecame very close to someone, and would actually reach out and touch the computer screen at the same time he did. Neither of us know what it would`serve, but both of us knew that our isolation had to end. We both realized the need for human contact. Conversation, laughter. I might have gone on to look back at this and laugh and think how stupid how naive we both were. But that never happened. Our isolation from humans came to us because we had been hurt by others. Yet both of us were still human andboth very vulnerable. Today we are both very dear friends, and we often remind each other that via this media, it showed us that even through thewritten word we could communicate, but we needed to hear the voice of another. We both recognized the world had changed so much. Writing then became paramount to me. It enabled me to see things that perhaps I never would have before. The Internet was a God send for me, and a definite life line to so many others that I have sincegotten to know and have helped. Today all of us have moved beyond that time in our lives, and none of us is isolated at least from ourselves. Wevowed to be vocal and not be silenced for any reason. Through my experience with this, I have come to know and understand that while we have advanced in so many areas from the time we were babies, we have lost the all important thing. Togetherness. .u2706de6ed7ac29c1847d4a2c0cb45674 , .u2706de6ed7ac29c1847d4a2c0cb45674 .postImageUrl , .u2706de6ed7ac29c1847d4a2c0cb45674 .centered-text-area { min-height: 80px; position: relative; } .u2706de6ed7ac29c1847d4a2c0cb45674 , .u2706de6ed7ac29c1847d4a2c0cb45674:hover , .u2706de6ed7ac29c1847d4a2c0cb45674:visited , .u2706de6ed7ac29c1847d4a2c0cb45674:active { border:0!important; } .u2706de6ed7ac29c1847d4a2c0cb45674 .clearfix:after { content: ""; display: table; clear: both; } .u2706de6ed7ac29c1847d4a2c0cb45674 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .u2706de6ed7ac29c1847d4a2c0cb45674:active , .u2706de6ed7ac29c1847d4a2c0cb45674:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .u2706de6ed7ac29c1847d4a2c0cb45674 .centered-text-area { width: 100%; position: relative ; } .u2706de6ed7ac29c1847d4a2c0cb45674 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .u2706de6ed7ac29c1847d4a2c0cb45674 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .u2706de6ed7ac29c1847d4a2c0cb45674 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .u2706de6ed7ac29c1847d4a2c0cb45674:hover .ctaButton { background-color: #34495E!important; } .u2706de6ed7ac29c1847d4a2c0cb45674 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .u2706de6ed7ac29c1847d4a2c0cb45674 .u2706de6ed7ac29c1847d4a2c0cb45674-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .u2706de6ed7ac29c1847d4a2c0cb45674:after { content: ""; display: block; clear: both; } READ: Artificial Intelligence1 EssayI dont need to live in anyones pocket and surely there comes a time when we want our quiet moments to reflect, yet I will always want tohear a voice. I wont let a day go by without expression of my thoughts. Making the decision to return to school, has enabled me to talk aloudeveryday. While I may not be right in my assessment of things, it is my right to voice my opinion to other human beings. The inner part of me hasalways been the voice of reason. It took me years to understand that I needed to express myself with my voice not just with pen and paper orkeyboard to keyboard. I remember growing up knowing all of my neighbors. Going on picnics or to a fair and running into people I knew, no matter where I went. Always engaging in conversation, not matter how trite it might have been at a young age. Even then we had the instinctive need and desire to communicate. I think that when one advances into a new time, with newthings to try out, we become intrigued with the things that went on to change the course of the world. Everything seems so simple now. When infact I think that given the things we have, like radios, televisions, answering machines, computers, we get so caught up by them, that we have lost theall important meaning of true verbal communication. When they come up with computerized sex, and I dont mean in the world of cyber space, then I will know that we have reversed our advancement to total isolation. We may as well be clones if we are to be isolated from society, even our friends and family. It is really scary to know that one can sit in front of a computer screen for hours and chat with someone, yet not hear a voice for hours on end. We have virtually every piece of equipment that enables usto communicate without using our voice. It is no small wonder that some children today begin to speak at a later age. They can hear the voices on the television. And in so many homes today, the television is a comfort zone and company. It enables us to listen freely, but not to talk back withanyone. Is this healthy?Our thoughts now are easily reduced to writing or faxing. It just is not healthy for us to go day by day without human interaction and voice. I am guilty of calling eight hundred numbers just to hear a voice. That in and of itself is frightening. It is not that easy to do now, because rarely do real people answer the phone. Most people, because they dont have toconfront someone, can say whatever they want via a computer, yet they might not be able to do that face to face. That is not what we as human beings are all about. When in the course of human nature, we are suppose to reach out and touch a life, lift up a spirit, give comfort with our words ofwisdom. I have wondered if email one day might cause the United States Postal System to become obsolete? I remember waking up as a child knowing right from wrong. Knowing where I stood and knowing that therewas that line you never crossed, or the morals or values that we would never betray. When we look around today, do we see those people we knew all our lives? Have we advanced so much in technology that we lost sight of all that we hold dear?I dont want to give off the impression that I know all the answers when in truth I am not ever close. I dont wish to give a false impression that I am confident and secure with the things that we have before us, knowing that with the De-Voicing of America, we have lost not just our voices, but humanization. .u5301c554fb37533284c0a4f0e5a7be50 , .u5301c554fb37533284c0a4f0e5a7be50 .postImageUrl , .u5301c554fb37533284c0a4f0e5a7be50 .centered-text-area { min-height: 80px; position: relative; } .u5301c554fb37533284c0a4f0e5a7be50 , .u5301c554fb37533284c0a4f0e5a7be50:hover , .u5301c554fb37533284c0a4f0e5a7be50:visited , .u5301c554fb37533284c0a4f0e5a7be50:active { border:0!important; } .u5301c554fb37533284c0a4f0e5a7be50 .clearfix:after { content: ""; display: table; clear: both; } .u5301c554fb37533284c0a4f0e5a7be50 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .u5301c554fb37533284c0a4f0e5a7be50:active , .u5301c554fb37533284c0a4f0e5a7be50:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .u5301c554fb37533284c0a4f0e5a7be50 .centered-text-area { width: 100%; position: relative ; } .u5301c554fb37533284c0a4f0e5a7be50 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .u5301c554fb37533284c0a4f0e5a7be50 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .u5301c554fb37533284c0a4f0e5a7be50 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .u5301c554fb37533284c0a4f0e5a7be50:hover .ctaButton { background-color: #34495E!important; } .u5301c554fb37533284c0a4f0e5a7be50 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .u5301c554fb37533284c0a4f0e5a7be50 .u5301c554fb37533284c0a4f0e5a7be50-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .u5301c554fb37533284c0a4f0e5a7be50:after { content: ""; display: block; clear: both; } READ: Mexico And International Trade EssayWe must never loose site of the traditions we were raised on. we must never loose site of the fact that we our human and we need human contact on a regular basis. There is a passage that I find comforting and makes sense to me. If One AdvancesConfidently in the direction of his dreamsand endeavors to live the life which he has imagined he will meet with a Successunexpected in common hoursIf you have built castlesin the air,your work need not be lost;now put the foundations under them. Henry David Thoreau